Specialty & High Risk
Insurance Products

North Point requires a $100,000 volume commitment to work with independent insurance agents. Our average volume per agency is much higher than the average wholesaler.

By having a smaller number of closely tied agency relationships in each town or area; we can provide concierge level service to our agents and pay higher commissions. Our goal is to be the #1 MGA and broker in each agent's office.

By working with agents that work efficiently and don't over-market submissions, we do not waste our markets' time on low hit ratio business. Our business model is important when we have to submit an account to a carrier because the risk is outside our binding authority.

The carrier knows each North Point submission is an opportunity since we have close relationships with superb agents. By having tight relationships with agents, North Point maintains higher than average hit ratios with our carriers resulting in submissions getting attention. By being underwriters first and brokers second, carriers know our submissions are solid and the information provided by our high quality agency clients is reliable. Our reputation among agents and carriers is our core focus.

North Point offers various Direct Bill options on our binding book of business. We can bill the lender, bill the insured annually, or bill the insured in monthly installments. The agency can choose per insured whether they want direct bill or agency bill. We even take credit cards and ACH via an easy pay link!

When you are forced to move an account out of the preferred marketplace and over to a wholesaler, you lose some control. Doing business with a MGA and broker you know well and where you have a high trust relationship is vital. We handle your risks with the service and attention they deserve so you can feel at peace when you place a risk with North Point.