Specialty & High Risk
Insurance Products

Because Your Clients Are Important

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Trust North Point Underwriters

North Point is an independently owned service oriented wholesaler with a limited distribution model focused solely on independent agents. Please contact our marketing department to see if our products and business model are a fit for your agency.

Why North Point Underwriters


Independent Ownership


Limited Distribution


Best in Class Agents


Flexible Billing


North Point's Handling of Your Clients

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Independent Ownership

Independent Ownership

Our organization serves the sole purpose of providing specialty and high-risk insurance products to independent agents.

  • We aren't owned by a firm that also owns insurance agencies that compete with you.

  • North Point is not owned by a national holding group or private equity where we have to report to an ivory tower.

  • Decisions are made quickly by having a flat organizational structure with readily available and responsive management.

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Limited Distribution

Limited Distribution

North Point requires a $100,000 volume commitment to work with independent insurance agents. Our average volume per agency is much higher than the average wholesaler.

By having a smaller number of closely tied agency relationships in each town or area; we can provide concierge level service to our agents and pay higher commissions. Our goal is to be the #1 MGA and broker in each agent's office.

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Best in Class Agents

Best in Class Agents

By working with agents that work efficiently and don't over-market submissions, we do not waste our markets' time on low hit ratio business. Our business model is important when we have to submit an account to a carrier because the risk is outside our binding authority.

The carrier knows each North Point submission is an opportunity since we have close relationships with superb agents. By having tight relationships with agents, North Point maintains higher than average hit ratios with our carriers resulting in submissions getting attention. By being underwriters first and brokers second, carriers know our submissions are solid and the information provided by our high quality agency clients is reliable. Our reputation among agents and carriers is our core focus.

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Flexible Billing

Flexible Billing

North Point offers various Direct Bill options on our binding book of business. We can bill the lender, bill the insured annually, or bill the insured in monthly installments. The agency can choose per insured whether they want direct bill or agency bill. We even take credit cards and ACH via an easy pay link!

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North Point's Handling of Your Clients

Your Clients are Important!

When you are forced to move an account out of the preferred marketplace and over to a wholesaler, you lose some control. Doing business with a MGA and broker you know well and where you have a high trust relationship is vital. We handle your risks with the service and attention they deserve so you can feel at peace when you place a risk with North Point.

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Request a Loss Run

Requesting a loss run does not have to be burdensome nor time-consuming. North Point Underwriters makes the process as simple as possible with an online request form.

About North Point

North Point is 100% dedicated to the independent agent and has a customer focused culture across all disciplines within the firm. We believe in a limited number of agency appointments in order to consistently provide superior service levels.

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